Games & Bets

How each game settles, with plain examples.

1. Presets, or build your own

When you set up a new round, you can pick a preset that stacks several games together, or tap Custom and pick the games yourself.

• Easy Money — Stroke Play only, low stakes.
• Real Money — Nassau and Skins, the classic combo.
• All the Smoke — Nassau, Skins, Wolf, and Snake — a loaded card.

2. Nassau

The classic three-bet structure: Front 9, Back 9, and Overall (all 18). Each segment is its own bet at the same stake. You can win the Front but lose the Back.

Match or medal

Each segment can be played one of two ways:

• Match play — most holes won wins the segment.
• Medal play — lowest total score over that segment wins.

Most groups pick one of three presets in the Nassau info sheet:

• MMM — all three segments match play.
• MMD — front and back match, overall medal.
• DDD — all three medal.

Presses

A press is a new bet that runs alongside the original at the same stake. Anyone losing a segment can start a press during play — typically when they're down 2 with a few holes to go.

You can press a press, too. Declare one from the ☰ menu during the round — it appears as a new line on the Standings sheet, and every phone in the round sees it instantly.

3. Match Play

The simplest version: most holes won across the round wins the match.

Pairwise — every pair plays their own match. If two opponents tie at the end of 18, no money exchanges between that pair.

4. Stroke Play

Pairwise — every pair settles on its own. In each pair, the lower 18-hole total wins the stake (gross or net, depending on the bet's setting).

5. Skins

One hole = one skin. Lowest score on the hole wins it.

Carryover

If two or more players tie for low, the skin carries to the next hole — it adds to the pot. Carries can pile up across multiple holes until someone wins outright.

Two ways to win a skin

• Low — lowest score on the hole wins. The default.
• Low par-or-better — you only win if your low score is also par or better. If everyone bogeys, the skin carries even though somebody had the lowest number.

Escalating multipliers

Turn on Escalating and the hole you actually win pays more when you win it with a birdie or better — but only that one hole, never the carry. Carried holes from prior ties always pay their plain per-hole stake.

• Birdie (1 under par) — pays 2×
• Eagle (2 under) — pays 3×
• Double-eagle or better (3+ under) — pays 4× (the cap)

A hole-in-one isn't its own tier — it counts by how far under par it is. An ace on a par 3 is 2-under, an eagle, so it pays 3×. If handicaps are on for the Skins bet the multiplier reads your net score; if not, gross.

6. Wolf

The role of "Wolf" rotates one player per hole. With four players, Wolf rotates every hole, repeating after hole 4 — so over 18 holes, each player is Wolf either four or five times.

On your hole as Wolf, you have one decision after each opponent tees off:

• Take a partner. Pick one opponent right after their tee shot. Your team (you + partner) plays the rest of the field for that hole. Lowest team score (best ball) wins.
• Lone Wolf. Skip the partner pick and go solo against all three opponents. The stake doubles for every pairwise edge.

If you wait until everyone has teed off and don't pick a partner, you're committed to Lone Wolf for that hole.

Hole ties between sides push — no money moves for that hole.

7. Snake

A side bet on three-putts.

The first player to three-putt picks up "the snake." The next three-putt passes it to them. Whoever's holding it when the round ends pays every other player the stake.

8. Pot

Everyone antes the same amount into one pot, and it’s winner-take-all: the lowest net score takes the whole thing. Simple, and great for a group that just wants one number at the end.

9. Four-Ball

A 2-on-2 team game. On every hole only the better ball of each team counts — your side’s low score against theirs. Win more holes than the other team and your side takes the match. It’s the classic partners format, and it needs a full foursome.

10. Handicaps & strokes

When handicaps are on, the lowest-handicap player in the group plays scratch (zero strokes). Everyone else gets strokes equal to the difference between their handicap and the lowest.

Strokes are allocated by Stroke Index — the hardest-rated hole gets the first stroke, next hardest the second, and so on. For very high handicaps, strokes wrap: you get a second stroke on the hardest hole before a first stroke on the easiest.

Strokes appear on the scorecard as small red dots above each hole.

Net score = your gross score minus the strokes you receive on that hole. You'll see both numbers in most places — the big number is gross, the small green number underneath is net.

11. How ties settle

Ties don’t all work the same way — it depends on the game:

• Nassau, Match Play, Stroke Play, Wolf, Four-Ball — settle pairwise (Four-Ball, team vs team). When a pair, segment, or match ties, that one pushes and no money moves between those players — but everyone else still settles. A tie never voids the whole round.
• Skins — a tie carries the skin to the next hole, adding to the pot.
• Pot — a tie for low net splits the pot evenly between the tied players.

Questions on a specific game? Email support@forepaid.app with the round details and we'll walk through it.